Loaded Beef and Bean Nachos with Fresh Toppings Recipe
These loaded nachos feature a savory blend of seasoned ground beef and refried beans layered over crispy tortilla chips with melty cheddar and Monterey jack cheeses. Topped with fresh tomatoes, avocado, cilantro, scallions, sour cream, and hot sauce, this dish makes a perfect appetizer or casual meal full of vibrant flavors and satisfying textures.
- Prep Time: 15 minutes
- Cook Time: 25 minutes
- Total Time: 40 minutes
- Yield: 6 servings 1x
- Category: Appetizer
- Method: Baking
- Cuisine: Mexican
- Diet: Halal
Ingredients
Scale
Nachos
- 1 Tbsp. extra-virgin olive oil
- 1 large yellow onion, chopped
- 1 lb. ground beef
- 2 cloves garlic, finely chopped
- 1 Tbsp. taco seasoning
- Kosher salt, to taste
- 1 (15-oz.) can refried beans
- 1/4 cup water
- 1 large bag tortilla chips, divided
- 2 cups shredded cheddar cheese, divided
- 2 cups shredded Monterey jack cheese, divided
- 1 (15-oz.) can black beans, drained, divided
- 1/2 cup pickled jalapeños, divided
Toppings
- 1 large tomato, finely chopped
- 1 avocado, finely chopped
- 1/4 cup fresh cilantro leaves (optional)
- 1/4 cup thinly sliced scallions
- Sour cream, for drizzling
- Hot sauce, for drizzling
Instructions
- Cook the beef mixture: Preheat oven to 425ºF. In a large skillet over medium heat, heat the olive oil. Add the chopped onion and cook, stirring occasionally, until softened, about 7 minutes. Add the ground beef and cook, stirring with a wooden spoon, until no longer pink, about 6 minutes. Drain excess fat.
- Season and combine: Add the finely chopped garlic and taco seasoning to the skillet. Season with kosher salt to taste. Continue cooking, stirring occasionally, until the meat is well browned and slightly crispy, about 5 minutes. Stir in the refried beans and water until well combined.
- Assemble nacho layers: On a foil-lined baking sheet, arrange half of the tortilla chips. Layer half of the beef and bean mixture over the chips, then sprinkle half of the shredded cheddar and Monterey jack cheeses, half of the drained black beans, and half of the pickled jalapeños. Repeat the layering with the remaining chips, beef mixture, cheeses, black beans, and jalapeños.
- Bake the nachos: Place the baking sheet in the preheated oven and bake until the cheese melts and the nachos are warmed through, about 15 minutes.
- Add fresh toppings: Remove the nachos from the oven and top with finely chopped tomatoes, avocado, cilantro leaves if using, and sliced scallions.
- Finish and serve: Drizzle with sour cream and hot sauce to taste. Serve immediately while warm and crispy.
Notes
- For extra crispiness, use thick and sturdy tortilla chips to hold the toppings.
- You can substitute ground turkey or chicken in place of ground beef for a leaner option.
- Adjust the quantity of pickled jalapeños to control the spice level.
- Refried beans can be substituted with black bean dip or whole black beans mashed if preferred.
- Fresh cilantro is optional but adds a bright, herbaceous flavor that complements the richness.
- To make it vegetarian, omit meat and use extra beans or a meat substitute.
Keywords: nachos, loaded nachos, ground beef nachos, refried beans, Mexican appetizer, baked nachos, cheesy nachos, party food
